Do all couples fight about money? Cause Mark and I are fighting right now about this very topic. I don’t seem to be winning and well? That never happens. WTF?
I am in charge of our money. Why? Because I actually put bills in a filing cabinet rather than the bottom of a gym bag. End of story.
Mark likes to pretend our bank account is like a water faucet: always there, never empty, tastes great with crystal light white grape.
I want him to think of it as a drinking fountain at the park: always available, but should be approached with caution and never ever touched with his bare hands.
I cannot seem to beat this concept into his pea size brain get him to understand and its driving me insane. Every time I look at our account, I get angry. There’s always withdrawls but never anything to actually show for them. We tried giving him his own account and putting money into it so he can buy whatever stupid nonsense he wants, but now he just has two accounts to bleed dry. Its like it gets to go twice as fast. Awesome.
If anyone out there has any sort of solution to my money faucet problems that don’t involve a life sentence, please step up to the microphone and speak up.
Anywho, we’re fighting. I’m venting. Thank you and good day.
you could take away all of his credit cards and debit cards..that’s what Kirsten does to me.
For what it’s worth, my spouse and I have similar ‘discussions’. I think it’s universal.
J
Did you write this post about my husband? Because holy cow this is exactly what we go through in our house. So ridiculous. I don’t have a solution for you, but if you figure something out you let me know.
Ugh. That sounds real irritating. I have no clue how to fix it though.
Oh I think this is a very common thing. Money and sex! Most common fights in the American household! ha! I don’t have an answer…maybe a budget allowance a week and once that is gone it is gone?
Good luck…
Last year we got buried so bad from his crap spending we almost lost our house. GOOD TIMES! Now we each get a certain amount to spend each week. Credit cards and debit cards under lockdwon in filing cabinet, they only see the light of day ocassionally! We might actually see light at the end of the tunnel, but then again Christmas is around the corner.
Anybody need a slightly used “media” collection consisting of old school projectors? and slide equipment??
Cash only! When it’s gone it’s gone.
We went through this. My husband does not seem to understand that we can’t just pay the full balance on everything like credit cards. He some how “lost” his debit card (i will deny knowing anything about this) and I have never called to renew it so now he has to ask me for my debit card and that controls it right there. We also got rid of all our credit cards recently and are just trying to pay them off.
We definitely went through this! Here’s what we did: we set up a joint checking account (where both of our paychecks are direct deposited), a joint savings account (where money is scheduled to be directly sent from our joint checking on a weekly basis), and we each have a private checking account.
On the first of every month I deposit a $100 allowance into each of our private checking accounts. This is our money for the month to spend as we see fit (shopping trips for my clothes and everything else, H’s lunch out everyday at work, his weekly poker games, etc. pretty much any purchase that’s not joint) and we (meaning HE because he’s the one with the prob) MUST stay within that $100 per month b/c when it’s gone, it’s gone. If he doesn’t budget well, he spends the last week of the month packing his lunch. I don’t budge.
It has been a bit trying – he tries to convince me to give him more money – but it does seem to be helping him track his money better and see where it’s going.
You mentioned that you already have a personal account for your H, perhaps you could sit down and discuss an “allowance” where you both agree on the amount and he can commit to staying within that? That’s my advice, other than that, just grab something harder to try to beat the point into his pea sized brain
GL!
I agree with mother hen. An adult allowance. When he spends it all on bubble gum and baseball cards, too bad so sad.